To deepen the practical teaching of the course "Application of ABCD Technologies in the Financial Industry" (referring to AI, Blockchain, Cloud Computing, and Big Data) and to integrate theoretical knowledge with cutting-edge industry trends, undergraduates from the 2021 and 2022 cohorts of the School of Finance embarked on a FinTech exploration journey at the Business Research and Development Center of the Industrial and Commercial Bank of China (ICBC) on April 20 and May 11.

On the morning of April 20, Qian Xiaomeng from ICBC shared insights on the application of big data in the banking sector. Using specific ICBC business cases, she systematically explained the innovative practices of big data in customer profiling, precision marketing of personalized products, and algorithmic model-based potential risk prediction. Her lecture sparked students' deep thinking about the diverse applications of big data in real-world banking scenarios.

Following the lecture, the students and faculty visited the ICBC Innovation Experience Center. Through an immersive experience with cutting-edge FinTech achievements, they intuitively felt the significant improvements in the efficiency and convenience of financial services empowered by technology.

In the afternoon, Li Ce from the Big Data Application Department focused his lecture on artificial intelligence. By analyzing actual business scenarios such as real-time intelligent customer service and smart risk control systems, he explained the specific applications of machine learning and natural language processing in optimizing bank service processes. His detailed case studies demonstrated the profound changes AI has brought to the banking industry. At the end of the session, Professor Gao Haoyu from the School of Finance comprehensively summarized the day's learning, guiding students to discuss the practical implementation paths of FinTech in banking and further consolidating their learning outcomes.

On the morning of May 11, Guo Xiaolei from Technology Department III centered his presentation on blockchain technology. Starting from its underlying architecture, he introduced its innovative applications in areas like cross-border payments and supply chain finance, opening new horizons for students to gain insight into future financial development trends. During the class, students actively interacted and eagerly asked questions about the application scenarios and future prospects of blockchain, showing great enthusiasm for learning.

In the afternoon, Hu Ping and Liu Chunyu from Technology Department II jointly conducted a special sharing session on cloud computing. Using a wealth of practical cases, they systematically explained the crucial role of cloud computing in providing powerful computing support and flexible architectural guarantees during a bank's digital transformation. Students gained a profound understanding of how cloud computing helps banks quickly respond to market demands and achieve the innovative iteration of financial products and services.

Through professional lectures by industry experts and on-site experiences with cutting-edge technologies, this visiting program built a learning platform that deeply integrates theory with practice. It provided students with a more systematic and intuitive understanding of FinTech innovations in the banking industry, laying a solid theoretical foundation and accumulating valuable practical experience for their future careers in related fields.